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Are you Stressed Out Over Debt? We help you take control of your debt
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Better Business Bureau

 

CREDIT CARD SETTLEMENT

  • Do you have credit card debt of $10,000 or more?
  • Do you have credit card debt of $10,000 or more
  • Are debt collectors calling you day and night?
  • Are you considering personal bankruptcy?
  • Are you paying too much on interest and late fees?
  • Are you threatened with lawsuits, judgments or liens?

Credit Card

SAVE UP TO 50% OR MORE ON YOUR TOTAL UNSECURED DEBT

  • Avoid the embarrassment and damage of bankruptcy
  • Pay off your credit card debt saving thousands of dollars in interest
  • Become debt-free within your budget on a monthly payment
  • Find out if you qualify to become debt free in 30-60 Days in our special program

WHY DOES OUR DEBT NEGOTIATION PROGRAM WORK?

  • Unlike other debt management options, such as consolidation or credit counseling, negotiation usually reduces your debt amount by up to 50%. This allows you to get out of debt faster. Once each of your creditors has received the agreed amount in full, you are cleared of that debt.

WHY CHOOSE DEBT SOLVERS?

  • We will work within your budget in helping you get out of debt faster.
  • Our Certified Debt Specialists will walk you through our program step by step.
  • Once accepted into our program, our Certified Debt Arbitrators will work on your behalf to settle your debt with banks, credit card companies and collection agencies. 
  • We are not just web-based.  We are open to the public and you can come see us if you have any questions.

 

Home Loan Modifications

 

House for happy people

 

 

  • Did your interest rate on your home jump up?
  • Are you at risk of losing your home?
  • Are you a victim of mortgage fraud?
  • Do you want to sell your home but it is not worth enough to pay your mortgage?
    •

Debt Solvers specializes in mortgage loan modifications, mortgage litigation, and short sales.  Mortgage litigation forces the lender to negotiate the terms of your mortgage to make your payment more affordable.

You can sell your home even if it is worth less than you owe. We work with your lender to eliminate the remaining balance on your loan.

Mortgage loan modifications help you keep your home during tough times.  If you are having difficulty re-financing and/or your interest rate has jumped from a teaser rate; we help you achieve the following: 

 
  • Lower your monthly payment and interest rate.
  • Reduce your existing principal balance
  • Get you back on track with reduced monthly payment
  • Avoid foreclosure on your credit report for the next 10 years

What is a Loan Modification?

This is a process whereby a homeowner seeks mortgage help to modify the current mortgage and both lender & homeowner are bound by the new terms and conditions.

 

Do I have to refinance?

No you don’t.  You most likely can’t refinance because of the decline in the value of your home.  A modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan may be the solution. Loan modifications typically involve a reduction in the principal balance, interest rate, monthly payment and modification of loan terms.
 
 
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